Payment Processing Built for YOUR Business

Custom merchant services and payment processing solutions tailored to your business, transaction volume, and industry. No one-size-fits-all plans. No hidden fees.

Secure Payments

Fast Setup

24/7 Support

payment processing, website design, branding and graphic design, business funding.

What We Do

Find the Right Payment Processing Solution for Your Business—and Increase Your Revenue!

Most payment processors force you into a single pricing model and generic setup—whether it fits your business or not. We do the opposite.

We work directly with business owners to deliver solutions that fit their operations – not generic one-size-fits-all platforms.

10+ years in Payment Processing & Merchant Services

20+ Technology Partners for Full Access to the PayTech Marketplace

Hands-On Support from a Partner Who Understands Your Business

200+ Integrations, connecting CRMs, Marketing Tools, and Accounting Software.

Learn More About Us!

Why Choose Us

We don’t sell you what’s most profitable for us—we find what saves YOU the most money.

Our merchants stay because we deliver transparent pricing, unbiased recommendations, and ongoing support as their business evolves.

NO Setup Fees, NO Early Termination Fees, & NO Garbage Fees

NextGen Technology & Multiple Layers of Support

Next-day funding to improve cash flow

White-Glove Service & Quick Onboarding

Schedule a Free Consultation!

PCI-compliant payment processing pos system and payment terminal

Choose Your Processing Rates

Every business operates differently; your processing rates should reflect that. NorthStar offers multiple pricing models tailored to your business, starting at:

Dual Pricing

Eliminate Payment Processing expenses by passing the processing costs to the client.

0%

processing costs

3.50% surcharged to your client

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3.50% passed to the client

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ACH Payments Included

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Month-to-Month term, NO Penalty

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Next-day funding included

Get This Rate

Wholesale

Transparent and Fair Pricing based on actual card interchange costs plus a small, fixed margin.

Cost + 0.25%

+ 10¢ per transaction

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Lowest cost pricing model

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Excellent true cost visibility

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Month-to-Month term, NO Penalty

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Next-day funding included

Get This Rate

Flat Rate

Simple, Predictable Pricing with no complicated rate structures. One Flat Rate for all payments.

2.89%

+ 25¢ per transaction

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Easy Budgeting

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Straightforward Statements

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Month-to-Month term, NO Penalty

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Next-day funding included

Get This Rate

See How Much You’ll Save

Upload your latest statement and get a free cost comparison in 48 hours.

Get Your Free Analysis

Core Solutions

Our business solutions are designed to Increase Revenue, Reduce Processing Costs, and streamline your Operational Processes with our optimized payment flows, modern technology, and competitive pricing tailored to YOUR business.

Payment Processing

Accept credit & debit cards, ACH / e-checks, contactless (Apple Pay, Google Pay), and online payments with fast approvals, EMV-compliant terminals, secure payment gateways, and transparent pricing.

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Website, Design & Digital Services

Affordable, conversion-focused websites and digital marketing to boost online visibility, attract customers, and grow revenue. We build ecommerce sites and integrate with major CRM, ERP, and Practice Management platforms.

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Business professionals finalizing a funding partnership deal with financial documents

Business Funding

Flexible funding, merchant cash advances, and working capital solutions with fast approvals and flexible terms to invest in growth, manage seasonal cash flow, cover operational expenses, or bridge gaps while you scale.

Learn More

View All Solutions

Our Technology Partners

Merchant Testimonials

VetBuxx has been a true game changer for my veterinary clinic. We’ve eliminated our processing fees and now reinvest those savings into our practice. Thanks GC!

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Gonzalo Morales

Great for trade-services. Giancarlo always answers and helped increase our bottom line with the Dual Pricing program. Highly recommend for HVAC and Plumbing!

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Winston Singh

My law firm requires strict IOLTA- and ABA- compliance. We never thought accepting credit cards was an option. Our clients are much happier now and also get points back!

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Paula Saenz

My clients are from LATAM, and every processor shut me down due to international cards. Giancarlo set up my business quickly, with NO issues or deposit delays.

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Vanessa Gismondi

FAQs

How much can I save by switching processors?

Most businesses save 30-50% by moving to a pricing model that fits their transaction profile. Send us a recent statement for a free cost analysis.

How long does switching take?

Under 48 hours. Zero downtime. We handle the entire setup from start to finish!

How does Dual Pricing work?

Your clients see two prices: a cash/ACH price and a card price. The card price includes a 3.50% convenience fee that covers processing costs—so you keep 100% of your revenue instead of losing it to fees. Dual Pricing also includes Debit Cards!

What are Interchange Costs and how does Wholesale Pricing work?

Interchange costs are the non-negotiable, baseline fees established directly by the card networks (Visa, Mastercard, Discover, Amercian Express). Wholesale Pricing is an unbundled, itemized pricing structure where you pay the exact baseline Interchange of the transaction (the cost) plus a single, fixed, transparent margin (the plus).

Which pricing model is right for my business?

It depends on your monthly volume, average transaction size, and industry. High-volume businesses typically save most with Wholesale pricing. Businesses that want zero processing costs benefit from Dual Pricing. Low-volume or seasonal businesses often prefer flat-rate for simplicity. We’ll analyze your processing and recommend the best fit.

How secure is NorthStar?

We’re PCI DSS Level 1 certified—the highest security standard in the payment industry. All card data is encrypted and stored in our secure vault, so your business never touches sensitive payment information.

What forms of payment can I accept?

All major credit cards (Visa, Mastercard, American Express, Discover), debit cards, and ACH/eCheck payments—both in-office and online.

What is the maximum payment amount?

There’s no hard limit on transaction size. We work with businesses processing everything from small retail sales to large B2B transactions exceeding $100,000. High-ticket transactions may require additional verification during onboarding for fraud protection, but we support businesses of all transaction sizes across all industries.

How can I accept payments?

Online (website or secure payment links), in-person (POS systems & countertop terminal), on-the-go (mobile app), or directly through your business management software (requires integration).

Does NorthStar support High Risk Merchants?

YES! We work with high-risk industries and businesses that have been declined by traditional processors. We have multiple solutions for challenging business types, including those with higher chargeback rates, subscription models, or regulated industries. Contact us to discuss your specific situation and we’ll match you with the right processor.

How long until I receive deposits?

Next business day. Funds are deposited directly into your account within 24 hours of processing. Same-day funding is available for payments batched out before 12:00 PM EST.

Ready to Grow Your Business?

Get a free cost analysis of your current payment processing and discover which pricing model saves you the most money. No obligation, no pressure—just honest recommendations.

Book Your Free Consultation