Omni-Channel Payment Gateway for Every Way Your Customers Pay
Stop juggling separate systems to process payments. Our omni-channel payment gateway unifies in-person, online, and mail/phone transactions into a single platform
Most businesses need multiple payment channels
But each channel runs through a different system.
Your physical store uses one terminal provider, your website uses a separate online gateway, and phone orders get processed through yet another platform.
The result? Three different logins, three reconciliation reports, three monthly statements, and zero visibility into your complete payment history.
Our Omni-Channel Gateway Solves This Problem
By unifying ALL your payment processing.
Unify your online, in-store, and mobile payments for streamlined management and a seamless shopping experience for your customers, no matter where they are or how they pay.
Better Fraud Detection and Chargeback Protection
Simplified Reconciliation and Accounting
Over 200+ Integrations and Ecommerce Plug-Ins
Multiple Ways to Accept Payments—All Through One System
Here’s what you gain when you unify your payment processing and upgrade to our Omni-Channel Payment Gateway:
Online Virtual Terminal
Our virtual terminal lets you manually key in card details, set up recurring billing, securely store customer sensitive data, and create payment plans.
Mobile App with Tap-to-Pay
Turn your smartphone into a payment terminal with native tap-to-pay. Accept contactless cards, Apple Pay, and Google Pay—no external card reader required.
E-Commerce Integrations
Connect seamlessly with major online shopping platforms including Shopify, WooCommerce, Magento, and more. Our pre-built plugins take minutes to install!
Email and Text Invoicing
Send professional invoices with embedded payment links via email or SMS. Your customers click the link and pay from any device in seconds.
EMV Countertop Terminals
Countertop models for fixed checkout locations or portable wireless terminals. All terminals connect to the same unified platform as your other payment channels.
Accounting Software Sync
Automatically sync transactions with QuickBooks, Xero, and other accounting platforms. Payments flow directly into your books—eliminating reconciliation errors.
Choose Your Processing Rates
Every business operates differently; your payment processing rates should reflect that. NorthStar offers multiple pricing models tailored to your business, starting at:
Dual Pricing
Eliminate Payment Processing expenses by passing the processing costs to the client.
0%
processing costs
3.50% surcharged to your client
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3.50% passed to the client
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ACH Payments Included
✓
Month-to-Month term, NO Penalty
✓
Next-day funding included
Wholesale
Transparent and Fair Pricing based on actual card interchange costs plus a small, fixed margin.
Cost + 0.25%
+ 20¢ per transaction
✓
Lowest cost pricing model
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Excellent true cost visibility
✓
Month-to-Month term, NO Penalty
✓
Next-day funding included
Flat Rate
Simple, Predictable Pricing with no complicated rate structures. One Flat Rate for all payments.
2.89%
+ 25¢ per transaction
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Easy Budgeting
✓
Straightforward Statements
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Month-to-Month term, NO Penalty
✓
Next-day funding included
See How Much You’ll Save
Upload your latest statement and get a free cost comparison in 48 hours.
Why Merchants Choose NorthStar’s Omni-Channel Gateway
01
All-In-One Payment Solution
Some processors claim “omni-channel” but really just bolt together separate systems. Ours is a unified platform—one processor, one payment engine, one technology stack.
02
Single Dashboard for All Transactions
View every payment—whether it happened at your counter, on your website, or over the phone—in one unified reporting interface. Filter by channel, date range, customer, or transaction type.
03
Flexible Hardware Options
Use traditional countertop terminals, mobile card readers, or tap-to-pay on smartphones for in-person transactions. We support multiple hardware options instead of locking you into proprietary devices.
04
Real-Time Reporting and Analytics
Understand which channels drive the most revenue, and how customer behavior differs across touchpoints. Make smarter business decisions with complete data.
05
Simplified Reconciliation
Simplify bookkeeping with easy integration that automatically syncs your financial data with your accounting software. You’ll actually understand where your money is going.
06
PCI L1 Certification
We are PCI DSS Level 1 certified. All card information is stored securely within our omni-channel payment gateway, eliminating security exposure and enhancing overall data protection.
FAQs
What’s the difference between omni-channel and multi-channel payment processing?
Multi-channel means you accept payments through multiple channels (in-person, online, phone) but they run through separate systems. Omni-channel means all channels flow through a unified platform with shared data, unified reporting, and consistent customer experience. It’s the difference between having three separate businesses and one integrated operation.
Can I use my current point-of-sale system and e-commerce platform?
Our gateway integrates with popular POS systems and e-commerce platforms through APIs and plugins. During onboarding, we’ll verify compatibility with your specific tools and handle the technical integration.
How does tokenization work for storing customer payment methods?
When a customer pays, we securely store their card details and replace them with a unique token. You can charge that token again for future purchases (with the customer’s permission) without ever handling actual card numbers. This works across all channels—a card saved during an in-store visit can be used for an online order later.
What payment methods can I accept through the omni-channel gateway?
You can accept all major credit cards (Visa, Mastercard, American Express, Discover), debit cards, contactless payments (tap-to-pay cards, Apple Pay, Google Pay, Samsung Pay), ACH bank transfers, and digital wallets. All payment methods work across all channels where they’re applicable—for example, contactless payments work in-store and through the mobile app, while ACH works through the virtual terminal and invoicing.
How do I accept payments at events, trade shows, or temporary locations?
Use the mobile tap-to-pay app on your smartphone, or bring a portable wireless EMV terminal that connects via cellular or Wi-Fi. Both options process through the same gateway as your other channels, so all your event sales appear in your unified reporting alongside your regular business transactions.
How secure is NorthStar?
We’re PCI DSS Level 1 certified—the highest security standard in the payment industry. All card data is encrypted and stored in our secure vault, so your firm never touches sensitive payment information.
Can I accept payments over the phone without a physical card present?
Absolutely. Use the virtual terminal to manually key in card details while the customer is on the phone with you. You can also send them a payment link via email or text if they prefer not to read their card number over the phone—they click the link and enter their own payment details securely.
What is the maximum payment amount?
No transaction limits. Process retainers, settlements, and large fee payments without restrictions.
How does the system handle international payments or multiple currencies?
Our gateway supports international card acceptance and can process transactions in multiple currencies depending on your merchant account setup. Currency conversion happens automatically, and you’ll see both the original transaction amount and the converted amount in your reporting. Contact us to discuss specific international payment needs during setup.
How long until I receive deposits?
Next business day. Funds are deposited directly into your account within 24 hours of processing. Same-day funding is available for payments batched out before 9:00 PM EST.
Experience True Omni-Channel Payment Processing
Stop managing multiple payment systems and start growing your business. See how our unified gateway simplifies operations and improves your customer experience.