Stop Losing Revenue on Every Client Payment – While Staying 100% IOLTA Compliant
Trusted by 200+ law firms nationwide. PCI Level 1 certified. ABA-compliant with multi-bank account deposits.
You’re paying 2.5-3.9% on every card payment
NorthStar cuts that cost in half—or eliminates it entirely—while keeping your trust accounting bulletproof.
IOLTA-Compliant Payment Processing
We structure your payment processing flows to properly separate trust funds and operating funds.
Secure In-Office Payment Solutions
Accept card and electronic check payments at your front desk with simple, secure in-office payments.
Effortless Online Payment Options
Allow clients to pay through your website or a secure Virtual Terminal, providing a convenient and efficient payment process.
Streamlined Invoicing & Payment Links
Send secure invoices and payment links so clients can easily pay online, helping you settle balances faster.
Dual-Account Payment Management
Support for both trust and operating accounts ensures that retainers, fees, and earned revenue are handled correctly.
Quick and Hassle-Free Onboarding
We assess your current payment process and configure your account for optimal structure from day one.
Choose Your Pricing Model
Every law firm operates differently; your payment processing rates should reflect that. NorthStar offers multiple pricing models tailored to your practice, starting at:
Dual Pricing
Eliminate Payment Processing expenses by passing the processing costs to the client.
0%
processing costs
3.50% surcharged to your client
✓
3.50% passed to the client
✓
ACH Payments Included
✓
Month-to-Month term, NO Penalty
✓
Next-day funding included
Wholesale
Transparent and Fair Pricing based on actual card interchange costs plus a small, fixed margin.
Cost + 0.25%
+ 10¢ per transaction
✓
Lowest cost pricing model
✓
Excellent true cost visibility
✓
Month-to-Month term, NO Penalty
✓
Next-day funding included
Flat Rate
Simple, Predictable Pricing with no complicated rate structures. One Flat Rate for all payments.
2.89%
+ 25¢ per transaction
✓
Easy Budgeting
✓
Straightforward Statements
✓
Month-to-Month term, NO Penalty
✓
Next-day funding included
See How Much You’ll Save
Upload your latest statement and get a free cost comparison in 48 hours.
What Makes NorthStar Different
01
IOLTA Account Expertise
We design payment workflows that comply with IOLTA and ABA requirements, with PCI DSS Level 1 certification to eliminate your security exposure.
02
Next Day Funding
Improve your firm’s cash flow by receiving deposits a full day faster than standard processing—get your money in just one business day!
03
Flexible, Law-Firm Friendly Pricing
Enjoy multiple payment processing options tailored for professional legal services, including low-cost ACH and transparent card pricing.
04
Customer Vault
Securely store client information and preferred payment methods to streamline billing while eliminating the risk of data breaches.
05
Seamless Accounting Integration
Simplify bookkeeping with easy integration that automatically syncs your financial data with your accounting software, including QuickBooks Online.
06
Fully Compliant Solution
With PCI DSS Level 1 certification, we handle all card information within our secure environment, significantly reducing your firm’s security exposure.
Get Your Free Cost Analysis
No setup fees. No cancellation penalties. If you’re not saving money in 90 days, we’ll help you switch back—free.
FAQs
Will this mess up my IOLTA(IOTA) trust compliance?
No. We structure separate merchant accounts for trust and operating funds, ensuring every payment follows ABA Model Rule 1.15. 100% of the client’s credit card deposit goes into your IOLTA Trust Account, while all processing fees are deducted strictly from your Operating Account.
How long does switching take?
Under 48 hours. Zero downtime. We handle the entire setup from start to finish!
How Does Dual Pricing work?
Your clients see two prices: a cash/ACH price and a card price. The card price includes a 3.50% convenience fee that covers processing costs—so you keep 100% of your revenue instead of losing it to fees. Dual Pricing also includes Debit Cards!
What are Interchange Costs and how does Wholesale Pricing work?
Interchange costs are the non-negotiable, baseline fees established directly by the card networks (Visa, Mastercard, Discover, Amercian Express). Wholesale Pricing is an unbundled, itemized pricing structure where you pay the exact baseline Interchange of the transaction (the cost) plus a single, fixed, transparent margin (the plus).
Will this work with my practice management software?
Yes. We integrate directly with popular platforms like Clio, Lawcus, QuickBooks Online, etc. You continue using your system for invoices and payments – we simply process transactions at lower rates for optimal savings.
How secure is NorthStar?
We’re PCI DSS Level 1 certified—the highest security standard in the payment industry. All card data is encrypted and stored in our secure vault, so your firm never touches sensitive payment information.
What forms of payment can I accept?
All major credit cards (Visa, Mastercard, American Express, Discover), debit cards, and ACH/eCheck payments—both in-office and online.
What is the maximum payment amount?
No transaction limits. Process retainers, settlements, and large fee payments without restrictions.
How can I accept payments?
Online (website or secure payment links), in-person (countertop terminal), on-the-go (mobile app), or directly through your practice management software integration.
Does NorthStar store card information?
You can securely store your clients’ credit card information in the Client Vault feature. We do not have access to your clients’ credit card information.
How long until I receive deposits?
Next business day. Funds are deposited directly into your account within 24 hours of processing. Same-day funding is available for payments batched out before 12:00 PM EST.
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